An employer’s guide to automatic enrolment
So you’re an employer operating in the United Kingdom with at least one employee. But are you aware of the coming changes to pensions, and how they’ll directly impact your business? If you don’t know...
View ArticleDirector of Age UK warns elder care is on the brink of crisis
When being interviewed by the Guardian, the director of Age UK, Michelle Mitchell declared that elder care is on the brink of crisis due to government cuts in social care as councils have less money to...
View ArticleBritain’s Two Biggest Teachers’ Unions Refuse Pension Reform Scheme
Although government provided a framework to pensions prior to the holidays, both NASUWT and NAT have refused to sign onto those reforms. These are the two biggest teachers’ unions in Britain and both...
View ArticlePossible industrial action by doctors over proposed pension changes
In addition to all the controversy of late on the cuts in pensions within the public sector, doctors have now gotten into the foray. Leaders have voted in favour of balloting for industrial action....
View ArticleChancellor’s flat-rate tax under fire
Within the last year there have been many changes to pensions, public and private, but the biggest hit to date has been the new state flat rate pension which is currently under fire. Experts are...
View ArticleElderly pensioners targeted under Osborne’s Budget
This year the elderly have taken rather many setbacks in terms of services being offered. As reported earlier in the year, government is pushing elderly patients through hospitals and releasing them...
View ArticleMany Britons currently lack workplace pensions
Recently Prudential released figures in regards to pensioners that are quite alarming. According to their data, one out of every six people reaching retirement this year will be relying solely on...
View ArticleFinancial support for widows may be available from Government
In a recent report issued by RGA, it appears as though almost 90% of all eligible widows are unaware of the fact that they can qualify for financial aid from the government. There are some limitations...
View ArticleGreater numbers of pensioners in need of equity release
New figures being released by mortgage lenders indicate that the number of pensioners seeking equity release is rising significantly due to the insufficiency in their pensions. According to Just...
View ArticlePensions in private sector at crisis levels
Recent statistics released by the ONS indicate that public sector workers with pensions are growing in numbers whilst those in the private sector paying into pension plans are declining. As of the...
View ArticleAusterity measures are driving investors offshore
Although it is becoming increasingly difficult to avoid the taxman with offshore accounts, many Britons are now investing in offshore bonds in order to escape paying new penalizing taxes on pension...
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IMF Gives Negative Assessment of US Financial Policy
The world’s largest economy was criticised by the International Monetary Fund due to its slow private sector growth and its $85 billion public spending cuts. The IMF is one of several organisations to...
View ArticleWhy Retiring at Sea May Be an Attractive Option
Throughout the course of our lives, there are numerous financial challenges to bear in mind. From budgeting for your new home to saving for marriage, the fiscal conundrums can be extremely stressful...
View ArticleWhat Are The Best Methods For Saving For a Pension?
If you’re looking to start building up a nest egg for your retirement days, then there’s no time like the present to start saving for a pension. Putting away regular payments, ideally with a bit of...
View ArticleDon’t be Left Out of Pocket from a Mis-Sold Pension
Are you one of the thousands of UK residents who have invested in a pension scheme only to realise it’s underperforming? To find yourself in such a situation can be frustrating and heartbreaking. There...
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How to Know if You Have Been Mis-sold a SIPP
There have been countless stories about SIPP mis-selling on the news and all over the internet. If you come across such a story and you have already invested your pension into a SIPP at some point in...
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Spending your retirement wisely – 4 new things to try and experience
So, you’ve been building up to your retirement for years, but now it’s here, you’re unsure of what to do with it. So much spare time…it’s difficult to know how to use it! Of course, you have family and...
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Smokers Can Save Their Health And Wallet By Switching To Vape
It is a well-known fact that smoking endangers your health as tobacco is loaded with toxic chemicals. Substances such as tar, nicotine and carbon monoxide that are included in tobacco not only damage...
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GMP Equalisation – What it Means for Your Pension and the Industry as a Whole
On the 26th of October 2018, the High Court ruled that guaranteed minimum pension (GMP) benefits should be equal for males and females. Overall, this has impacted around 80% of the defined benefit...
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Why It is a Good Idea for Young People to Think About Pension Planning
In the UK there’s always a lot of concern about young people not having the foresight to save enough money for their retirement. Many people aren’t motivated to save during their younger years, and as...
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